Put your balance sheet to work — on infrastructure your examiners trust
Four products that bring treasury, collateral, and member-lending assets onto compliant, examiner-ready infrastructure — running alongside your core, never replacing it.
Runs alongside your coreExaminer-ready reportingKYC / AML built inSEC-registered transfer agentAuditable records
The product stack
Four products, one platform
Each product tokenizes a different part of the credit-union balance sheet. Deploy one or all four — they share the same compliant ledger, controls, and reporting.
01
TreasuryConnect™
Treasury & finance
Connect and mobilize treasury assets on a compliant ledger — turning idle balances into working, transparent positions, with the controls and reporting examiners expect.
Real-time, auditable position records
Examiner-ready reporting built in — every control behind it is documented on our Security & Controls page, so the exam conversation starts from evidence, not assertions
KYC / AML and access controls
Runs alongside the core, no rip-and-replace
02
Collateral & Repo
ALM / liquidity
Tokenize and manage collateral and repo positions, with transparent, real-time records that make liquidity operations cleaner to run and easier to evidence.
Real-time collateral position tracking
Transparent repo lifecycle records
Programmatic transfer controls
Clear audit trail end to end
03
Small Asset Tokenization
Lending & operations
Bring smaller, harder-to-service assets onto one system with institutional rigor — standardizing recordkeeping for assets usually stuck in spreadsheets.
One system for fragmented small assets
Standardized, auditable recordkeeping
Lower per-asset servicing overhead
Compliance enforced in the data model
04
Tokenized Credit Pools
Member lending
Structure and service member-lending credit pools as tokenized instruments — with clear, auditable records that make pooled lending easier to manage and to report.
Pooled member-lending as tokenized instruments
Transparent participation records
Automated servicing and distributions
Auditable, examiner-ready reporting
The trust layer
Identity Token & Wallet Registry
All four products sit on one identity layer: KYC/KYB-gated credentials on every entity, a permissioned wallet registry, and instant revoke and freeze. Compliance is the foundation the stack is built on — not a check bolted on top.
Standardized connections to the systems you already run. No core replacement, no migration of your members' primary experience.
Compliance in the data model
KYC, AML, transfer restrictions, and access controls enforced at the platform level — every position carries an auditable record.
Operated to institutional standards
AKRU operates as an SEC-registered transfer agent — regulated recordkeeping, not just software.
Questions credit unions ask
Frequently asked questions
How does tokenized treasury activity interact with share insurance?
AKRU never custodies deposits, and member share accounts are untouched — the platform operates on treasury, collateral, and lending assets, not on insured member deposits. Specific share-insurance treatment for any structure should be confirmed with your counsel and examiner; we support those conversations with full documentation.
What will our examiner think of this?
The platform is built for that conversation: permissioned infrastructure, KYC/KYB on every entity, auditable position records, and reporting designed to be handed to an examiner. The controls behind those claims — screening, access controls, audit logging — are documented on our Security & Controls page, so the conversation starts from evidence.
Does this require changes to our core system?
No. AKRU runs alongside the core through standardized connections — no core replacement and no change to your members' primary experience. Positions on the platform sync with your existing systems rather than displacing them.
Who custodies the assets?
Your existing custody arrangements stay in place. AKRU is the recordkeeping and control layer — a permissioned ledger with an SEC-registered transfer agent behind securities records — not a custodian of your deposits or assets.
Talk to our credit-union team
A 15-minute call to map the four products to your balance sheet.
